Fair Debt Collection Practices Act: Your Complete Guide to Federal Consumer Protection Laws and Constitutional Safeguards
Consumers frequently ask, “What protections does the Fair Debt Collection Practices Act provide against abusive debt collectors, and how do these federal regulations interact with state laws?” The Fair Debt Collection Practices Act (FDCPA), enacted in 1977, establishes comprehensive federal standards governing third-party debt collectors while preserving essential constitutional protections for both debtors and creditors. […]