debtor rights

Explore comprehensive resources on the protections afforded to individuals in debt within our debtor rights section. Visitors will find in-depth articles, video interviews with experienced bankruptcy attorneys, and definitions of key legal terms relating to creditor harassment and debt collection practices. Stay informed about your legal options and the rights that safeguard you against unfair treatment in debt-related matters.

Person overwhelmed by aggressive debt collection calls

Stop Creditor Harassment: Know Your Legal Rights Now

Federal law protects you from abusive debt collection practices. Know your rights under creditor harassment laws – collectors cannot call before 8am or after 9pm, use threats, or contact you at work if prohibited. Document all debt collector harassment and use creditor harassment legal remedies to stop illegal tactics.

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Debtors' Handbook: Mastering the Bankruptcy Clause for Relief

How to Negotiate Bankruptcy Clauses in Contracts

Bankruptcy clauses can be negotiated to limit counterparties’ termination rights, preserve payment priority, and reduce financial disruption if insolvency occurs. Because many “ipso facto” provisions are restricted under U.S. bankruptcy law, careful drafting can still protect key remedies, set notice and cure periods, and allocate risk before a filing. This article explains common bankruptcy clause

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