How to Comply with New York’s Commercial Financing Disclosure Law for Merchant Cash Advances in 2026
New York’s Commercial Finance Disclosure Law requires merchant cash advance providers to deliver a written disclosure at or before consummation for covered transactions of $2.5 million or less. In 2026, MCA companies operating in New York face heightened enforcement and private litigation risk if their disclosures (especially APR methodology, fees, and payment terms) are inaccurate […]