How to Challenge a Bank’s Denial of a Fraud Chargeback in New York Under Regulation E (EFTA)
New York consumers generally have **60 days** from the date a bank sends the statement showing an unauthorized electronic transfer to notify the institution under **Regulation E**. When a bank denies a fraud chargeback, the denial can often be challenged by demanding the bank’s investigation file, correcting errors in how it applied the EFTA, and […]