secured transactions Texas

How to Challenge a UCC-1 Financing Statement Filing Error in Texas Banks (2026 Guide)

How to Challenge a UCC-1 Financing Statement Filing Error in Texas Banks (2026 Guide)

A UCC‑1 filing error affecting a Texas bank lien can often be challenged within 20 days via a UCC‑5 Information Statement, or faster through direct secured‑party correction. In Texas, UCC financing statements are filed with the Texas Secretary of State and governed primarily by Texas Business & Commerce Code Chapter 9. This guide explains practical […]

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How to Enforce a UCC Article 9 Security Interest in Texas After a Borrower Default on Business Equipment Loans

How to Enforce a UCC Article 9 Security Interest in Texas After a Borrower Default on Business Equipment Loans

Texas secured lenders can repossess and sell business equipment after default if their UCC Article 9 security interest is attached, perfected, and enforced through a “commercially reasonable” disposition. In Texas, these steps are governed primarily by the Texas Business & Commerce Code (UCC) and often intersect with Texas remedies and contract terms. This article explains

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