Public Adjuster Payment Secrets: How They Get Paid After Fire

Most public adjusters get paid on a contingency fee of about 10% of the final insurance payout after a fire. They may also front certain claim costs and get reimbursed per the contract and state rules. This article explains typical fee structures, what’s negotiable, and what to review before signing.

Ray Hrdlicka – Host – Attorneys.Media

“Well, that makes sense…where it comes from. Obviously, people want to know, ‘what’s it going to cost me’? How does a public adjuster get paid?”

Spencer Freeman – Fire-Loss Attorney – Pierce County, WA

“Most public adjusters are going to function off of a contingency fee. So, they’re going to take 10%…is the most common fee. And the public adjuster is going to be spending some money on their own, out of their own pocket. Generally, they’ll charge 10%. But there’s a value to what they do. Not only is there a value to making sure that the insurance company pays what they are supposed to pay, but putting together those estimates and putting together, like a contents inventory, to make a claim for all the stuff in the house that burned, is laborious and difficult. So, there’s a value to paying the public adjuster.”

Ray Hrdlicka – Host – Attorneys.Media

“So, it’s well worth it”

Spencer Freeman – Fire-Loss Attorney – Pierce County, WA

“It is well worth it.”