Uncover Hidden Insurance Strategy Changes During Litigation Now

Chiropractors.Media wants the public to have answers to the myriad of questions about your legal rights after an injury. We bring those answers to you in the form of video interviews by Attorneys.Media of legal experts in your area and across the country.

Video Transcript

Once a claim enters litigation, insurers commonly assign a new adjuster focused on defense costs and exposure. That added expense often changes their settlement posture and case valuation. This article explains why the adjuster switch happens, how economics drives strategy shifts, and what to watch for during litigation.

Ray Hrdlicka – Host – Attorneys.Media

“Is the difference the insurance company? The adjuster? The attorney?” What?

Spencer Freeman – Personal Injury Attorney – Pierce County, WA

“Generally speaking, is that you’re going to have a different adjuster assigned to the case once it’s in litigation. Now, that adjuster is looking at having to spend money on attorneys to defend the case. So that alters their own economic view of the case. I think that often has a pretty big impact on how they value the case. From there, even if those numbers don’t come up, as litigation goes on, oftentimes facts come out that help substantiate the severity of the injuries. Sometimes, and I’ve definitely filed cases and told the insurance adjuster, ‘you need to depose my client. You need to sense of how credible they are, who they are in this world, and you’re going to get the sense that this case is valued more’. I think there’s a lot of utility in that.”