May 2026

MLM income disclosure statistics chart

The MLM Income Disclosure Stat That Should End Every ‘Business Opportunity’ Pitch

MLM income disclosures consistently show that most participants earn little or no profit, and only a small fraction reach meaningful income levels. Those required statements—often buried in fine print—undercut the headline “business opportunity” claims used in recruiting pitches. This article explains the key MLM income-disclosure statistic, how to read the fine print, and how it […]

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Medical privacy shield with legal scales symbol

How Abortion Laws Interact With Medical Privacy (HIPAA)

HIPAA does not prevent states from enforcing abortion laws, and it allows disclosures without patient authorization when required by law or a valid court order. In practice, medical privacy protections can be narrowed by mandatory reporting rules, subpoenas, and law‑enforcement requests tied to state restrictions. This article explains when reproductive health information may be disclosed,

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Pregnant worker protected by stronger 2026 laws

Pregnancy Discrimination Laws Got Stronger in 2026 — Here’s How to Use Them

Pregnancy discrimination protections expanded in 2026, giving workers stronger rights to accommodations, leave-related fairness, and protection from retaliation. These updates make it easier to challenge biased hiring, firing, scheduling, and workplace policies tied to pregnancy, childbirth, or related medical conditions. This article explains what changed, who’s covered, how to document and request accommodations, and the

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Medical shield laws protecting doctors and patients

The ‘Shield Laws’ Protecting Out-of-State Doctors and Patients

Shield laws in more than a dozen states and Washington, D.C., are designed to protect doctors and patients involved in abortion and other legally provided care from out-of-state investigations and penalties. These measures can block extradition requests, limit cooperation with foreign subpoenas, and restrict the use of local courts or agencies to enforce another state’s

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Ghostly figure with legal scales and documents

The Right of Publicity – What It Protects After You Die

In most U.S. states, the right of publicity can survive death and be enforced by your estate for decades—often 10 to 100 years, depending on the state. These postmortem rights can control (and monetize) the commercial use of a deceased person’s name, image, voice, and likeness, but the scope and duration vary widely and may

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Cannabis plant next to a closed bank door

The SAFE Banking Act – Why Cannabis Businesses Still Can’t Get Loans

The SAFE Banking Act still hasn’t become federal law, so most cannabis businesses can’t reliably access traditional bank loans. Even in states where cannabis is legal, federal illegality and compliance risk keep many lenders on the sidelines, forcing operators to rely on cash, private financing, or costly alternatives. This article explains what the SAFE Banking

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Retirement account protected by QDRO form

The QDRO – The One Form That Keeps Your Retirement Account Intact

A Qualified Domestic Relations Order (QDRO) is the court order required to divide most ERISA retirement plans in divorce without triggering immediate taxes or early-withdrawal penalties. It directs the plan administrator to pay a set share to an ex-spouse or dependent as an “alternate payee.” This article explains what a QDRO is, when you need

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Person pressing a digital delete button on screen

Your Right to Delete, Explained by Where It Actually Works

The right to delete is legally enforceable in 100+ countries, and in the U.S. it exists in over 20 states. These laws let you request that businesses delete personal data they collected, with exceptions for legal, security, and service needs. This article explains what deletion means, where it applies, and how to use it effectively.

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Banking 1033 Rule: Access Your Financial Data

The Banking 1033 Rule – Your New Right to Your Own Financial Data

The Banking 1033 Rule gives consumers a legal right to access and share their own financial data under Section 1033 of Dodd-Frank. It requires banks and data holders to provide accessible consumer-authorized data access so people can use fintech tools and compare services. This article explains what the rule is, how it works, and what

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Teen using phone with social media icons

The NetChoice Lawsuit That Could Kill Every Teen Social Media Law in America

The NetChoice lawsuit is a series of court challenges to state teen social media laws, and a ruling for NetChoice could invalidate many of these statutes nationwide. NetChoice argues the laws unconstitutionally restrict online speech and force platforms to police content. This article explains what the cases are, the legal issues, and what outcomes could

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