In New York, a lender can enforce a personal guarantee by suing the guarantor for breach of contract and may obtain a money judgment in as little as 6–18 months, depending on defenses and motion practice. After a business borrower defaults, the guaranty’s exact language, notice requirements, and New York enforcement procedures drive outcomes. This […]
A lender can enforce a personal guarantee in Texas by suing the guarantor for the unpaid balance, interest, and attorneys’ fees—often within a 4-year limitations period. When a Texas LLC defaults on a business loan, the guarantee can create direct liability even if the LLC has no assets. This article explains the steps, evidence, defenses, […]
Poor recordkeeping can cut your chances of winning a Houston business dispute by 50% or more because you may lack admissible proof of key terms and performance. Missing invoices, emails, change orders, and delivery records make it harder to prove breach, damages, or defenses. This article explains which records matter most and how Houston businesses […]
