Credit and Debt

Covers legal issues related to borrowing and repayment, including credit cards, loans, promissory notes, and consumer credit reporting. Also addresses debt collection and harassment laws, creditor remedies, bankruptcy basics, and options for negotiating, settling, or disputing debts.

2 posts
What Unpaid Child Support Actually Does to Your Credit — and Your Passport

What Unpaid Child Support Actually Does to Your Credit — and Your Passport

Unpaid child support can be reported to credit bureaus and can trigger U.S. passport denial or revocation when arrears total $2,500 or more. States also use wage garnishment, tax refund intercepts, and license suspensions to force payment. This article explains how enforcement works, what hits your credit, and how to fix arrears. The Real Consequences […]
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What is a secured creditor?

What is a secured creditor?

A secured creditor is a lender whose debt is backed by collateral—such as a home, car, or business assets—giving them a legal right to seize or sell that property if you default. Because collateral reduces the lender’s risk, secured claims are typically paid before unsecured debts in bankruptcy or liquidation. This article explains how security […]
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