Covers legal issues that arise when insurers unreasonably deny, delay, or underpay valid claims, including wrongful claim handling, failure to investigate or defend, and violations of state bad-faith and consumer protection laws. Articles address policyholder rights, available damages and remedies, and how bad-faith claims are investigated and litigated.
Statute of limitations by state varies widely—many personal injury claims are due within 1–3 years, while written contracts are often 3–6 years. The clock and exceptions depend on the claim type, discovery rules, tolling, and who the defendant is. This article explains common limitation periods, major exceptions, and how to confirm the deadline in your […]
Punitive damages are extra money a court may award on top of compensatory damages to punish especially reckless or intentional wrongdoing. They’re meant to deter similar misconduct, and many states limit them (often to a multiple of compensatory damages). This article explains how punitive damages work, when they’re available, and key limits. Understanding Punitive Damages […]
