Long-Term Care

Articles in this category cover the legal issues involved in planning for and paying for long-term care, including nursing homes, assisted living, and in-home services. Topics include Medicaid and Medicare rules, long-term care insurance, eligibility and asset protection planning, residents’ rights, facility agreements, and options for handling care decisions through powers of attorney and guardianship.

1 post

Medicaid Look-Back Period – The 5-Year Rule That Protects Your Nursing Home Savings

May 2, 2026 • By Jack Gilbert

The Medicaid look-back period is 60 months (5 years) before you apply, during which asset transfers are reviewed. Gifts or below-market transfers can trigger a penalty period delaying nursing home Medicaid coverage. This article explains the 5-year rule, penalties, and planning steps to protect savings. What Is the Medicaid Look-Back Period? If you or a […]