Rideshare Insurance Coverage

Articles in this category explain how auto insurance applies when you drive for or ride in a rideshare (like Uber or Lyft), including when the company’s policy vs. a personal policy provides coverage. Topics include coverage gaps between app “periods,” accidents and liability, uninsured/underinsured motorist issues, medical payments, and how to file claims and resolve coverage disputes.

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If You Were Hit by an Uber Driver, Here’s the $1 Million Coverage You May Not Know About

May 1, 2026 • By Jack Gilbert

If an Uber driver hits you, you may be covered by up to $1 million in Uber’s third‑party liability insurance, depending on the driver’s status in the app. Coverage varies by whether the driver was offline, waiting for a ride request, or actively transporting a passenger, and other policies may also apply. This article explains […]