When a Homeowner Insurance Underpayment Becomes a Coverage Dispute
Underpayment becomes a coverage dispute when the insurer’s estimate is materially below the documented repair cost and the carrier refuses to adjust after proof—often after 1–2 supplemental demands. This typically triggers the policy’s appraisal/mediation steps and can escalate to breach-of-contract or bad-faith claims. This article explains the timeline, evidence, and legal options for homeowners. A […]
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