How do medical malpractice insurance policies work?
Medical malpractice insurance policies pay covered legal defense costs and settlements or judgments when a healthcare provider is accused of negligence, up to the policy’s per‑claim and aggregate limits. Coverage and reporting rules vary widely—especially between occurrence and claims‑made policies, where retroactive dates, tail coverage, exclusions, and consent‑to‑settle terms can determine whether a claim is […]
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