Consumer Rights & Protection

Covers laws and legal remedies that protect consumers in everyday transactions, including unfair or deceptive business practices, defective products, false advertising, warranties, billing disputes, and scams. Learn about your rights when buying goods or services, how to resolve disputes with businesses, and when you may be able to seek refunds, damages, or other relief.

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The Banking 1033 Rule – Your New Right to Your Own Financial Data

The Banking 1033 Rule – Your New Right to Your Own Financial Data

The Banking 1033 Rule gives consumers a legal right to access and share their own financial data under Section 1033 of Dodd-Frank. It requires banks and data holders to provide accessible consumer-authorized data access so people can use fintech tools and compare services. This article explains what the rule is, how it works, and what […]
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If an AI Commits a Crime, Who Goes to Jail? The Answer Might Surprise You

If an AI Commits a Crime, Who Goes to Jail? The Answer Might Surprise You

Today, an AI itself can’t go to jail in the U.S.; criminal liability typically attaches to a human or corporate entity that deployed, controlled, or negligently supervised it. Prosecutors look for intent, duty, and foreseeability, while civil suits often target manufacturers, developers, employers, or owners. This article explains who can be charged and what factors […]
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