Articles in the Insurance Defense category cover how insurers and defense counsel handle claims and lawsuits, including coverage disputes, duty to defend and indemnify, reservation of rights, bad faith allegations, and litigation strategy in matters like auto, premises, and professional liability. You’ll find guidance on policy interpretation, claims handling, discovery, settlements, and courtroom defenses that can affect both insurers and policyholders.
Vicarious liability makes an employer or principal legally responsible for an employee’s or agent’s wrongdoing committed in the course of work, even if the employer did not personally act. It commonly arises in negligence and tort claims after workplace incidents involving drivers, contractors, or staff. This article defines vicarious liability, explains the legal tests and […]
Comparative negligence is a legal rule that reduces your compensation by the percentage of fault assigned to you—e.g., 20% fault means 20% less in damages. Most states use some form of comparative negligence, though a few bar recovery if you’re 50% or 51% at fault (modified) while others allow recovery regardless of fault (pure). This […]
