unfair and deceptive practices

FTC junk fees ban 2026 overview

The Junk Fees Ban – What the FTC Actually Outlawed in 2026

In 2026, the FTC outlawed hidden and misleading “junk fees” by requiring businesses to disclose the full, mandatory price upfront before consumers pay. The rule targets surprise charges revealed late in checkout—common in tickets, lodging, rentals, and subscriptions. This article explains what counts as a junk fee, what’s still allowed, and what to do if […]

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Student loan scam warning red flags alert

Student Loan Forgiveness Scams – The 3 Red Flags That Every Borrower Should Know

Student loan forgiveness scams typically show three clear red flags: upfront fees, guarantees of forgiveness, and requests for your FSA ID or Social Security number. Legitimate federal forgiveness and repayment programs are free to apply for through official government channels, and no company can promise approval. This article explains each warning sign, how these scams

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MLM income disclosure statistics chart

The MLM Income Disclosure Stat That Should End Every ‘Business Opportunity’ Pitch

MLM income disclosures consistently show that most participants earn little or no profit, and only a small fraction reach meaningful income levels. Those required statements—often buried in fine print—undercut the headline “business opportunity” claims used in recruiting pitches. This article explains the key MLM income-disclosure statistic, how to read the fine print, and how it

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