Cybersecurity & Digital Safety

Many AI app privacy policies include a mandatory arbitration clause that can block court lawsuits and force private arbitration. These terms are often buried in the Terms of Service and may also include class-action waivers, limiting group claims. This article explains how arbitration clauses work, common red flags, and practical steps to preserve your legal […]

Federal law generally caps credit-card liability at $50, and many issuers provide $0 fraud liability. Debit cards can expose you to more loss if you don’t report quickly, so notify your bank, change your PIN, and file a dispute immediately. This article explains skimmers, warning signs at pumps, and how to recover losses. What Is […]

Genetic testing companies can legally share your DNA data because most U.S. privacy laws allow it with your consent in their terms and privacy policies. This consent often permits sharing with research partners, advertisers, and sometimes law enforcement under specific requests. This article explains what “consent” really covers, key legal limits, and practical steps to […]

Facial recognition systems can identify you in seconds with accuracy rates above 99% in controlled testing. Companies collect and monetize facial templates, which can be protected as trade secrets when kept confidential and misappropriated. This article explains how trade secret law applies to facial data and what steps you can take to protect it. What […]